I’ve always been a numbers person.

My parents came on a boat to the United States in 1980 and always worked as entrepreneurs. It was a family affair; in elementary school I peeled garlic, inventoried clothes made in our factory for Sears, and even sold potato chips from my front porch to all my neighbors. Whatever the family business was, we were all in it.

As a first-generation American, my approach to money, retirement, savings, and business is deeply personal. Every decision I make considers not just my own future but also the well-being of my family—my mother, siblings, and relatives abroad.

For me, true success means everyone in my community is thriving and maximizing their earnings efficiently. I believe in the abundance of opportunities; we can all prosper, become millionaires, and support one another.